Archive for the ‘Payment Methods’ Category

Open Account

Saturday, August 4th, 2007

The term "Open Account" refers to a credit arrangement between the buyer and seller of goods or services in which the goods are shipped (or services rendered) prior to payment.  The buyer of the goods is granted a period of time after shipment (or service rendered) in which to pay the ...

Letter of Credit (L/C or Documentary Credit)

Wednesday, August 1st, 2007

The term "Letter of Credit" (sometimes referred to as "Documentary Credit") refers to an undertaking made by a bank to pay a beneficiary (usually the seller of goods) the sums owed by an account holder (usually the buyer of such goods), provided a pre-determined set of conditions are met.  It ...

Escrow

Wednesday, August 1st, 2007

The term "Escrow" refers to monies deposited by a buyer to a trusted third party (the "escrow agent") that will be disbursed to the seller once the obligations of the seller have been met.  The Escrow mechanism is used to allay fears that buyers and sellers might have regarding payment ...